The following tips are helpful for anyone not just those with financial difficulties. There is no harm in getting the best out of you money or choosing the best deal no matter how much money you have.
Utilities
Lets start with the obvious easy to implement savings and that’s your utilities. There is now more than ever a greater choice when it comes to utility providers. There are many comparison websites out there now which will show the best deal for you.
Insurance
From house insurance to car insurance you may be able to find a better deal. Also to note that many banks now offer free insurance as part of their current account package. So make sure you take advantage of this if its availbable to you. If you can afford to pay the permium in a lump sum as this then saves you interest rates of around 30% APR.
Top tips
Shop online
You can often get a better deal by shopping online for everything from books to electrical goods. A geat website to check out is www.hotukdeals.com this site has excellent deals and is updated almost every minute.
Think about installing a water meter
You may want to consider the possibility of installing a water meter. If you have a large home with few occupants you may be pleasently surprised to discover you could cut you bill by 50%.
Reduce your landline phone bills
There are many cheaper alternatives from cable companies that offer packages for your telephone, television and broadband internet. Make sure your on the best deal that takes advantage of the services you require. A great tip to avoid costly 0870, 0871 nubmers is using www.saynoto0870.com this website has a vast lists many well known companies, and their equivalent geographical numbers.
Buy supermarket brand goods
You can buy make items from supermarkets as their own brand goods for a fraction of the cost of brand goods. For items like cling film, salt, oil etc do you really need a brand make?
Book early
Low-cost airlines and train fares can all be bought at the fraction of the price if you book early. So make sure you plan well in advance and you will make big savings.
Stop smoking
You obviouisly know the health implications, but if you have a 20-a-day habit its costing you almost £2,000 a year.